> For the complete documentation index, see [llms.txt](https://plexo.gitbook.io/rest-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://plexo.gitbook.io/rest-api/reference/supported-payment-methods.md). # Supported Payment Methods and Processors *Complete reference of all payment methods and processors supported by Plexo in Uruguay.* ## Overview Plexo supports **payment methods** across multiple categories in the Uruguayan market: * **Card brands** (credit, debit, and prepaid cards) * **Bank transfer options** (direct bank integrations) * **Cash payment networks** (Abitab and Redpagos) * **Buy-now-pay-later options** (BNPL) All payment methods support both **UYU** (Uruguayan Peso) and **USD** (US Dollar) currencies unless otherwise noted. For [OCA Pay's selected-merchant limited beta](/rest-api/wallets/oca-pay.md), confirm enabled currencies and environment availability with Plexo. Its ID is `oca-pay`, distinct from the OCA card method `oca` and PIX. *** ## Payment Methods Summary ### Card Payments | Payment Method | ID | Type | Card Number Length | CVV Length | Processors | | -------------------- | --------------- | ------------ | ------------------ | ---------- | ---------------------------------------- | | **AMERICAN EXPRESS** | `amex` | Credit | 15 digits | 4 digits | Scotiabank | | **ANDA** | `anda` | Credit | 16 digits | 3 digits | Anda | | **CABAL** | `cabal` | Credit/Debit | 16 digits | 3 digits | Cabal | | **CLUB DEL ESTE** | `club-del-este` | Credit | 16 digits | 3 digits | Club del Este | | **DINERS CLUB** | `diners` | Credit | 14 digits | 3 digits | Cabal | | **EDENRED** | `edenred` | Meal Voucher | 16 digits | 3 digits | Cabal | | **LIDER** | `lider` | Credit | 16 digits | 3 digits | Fiserv | | **MASTERCARD** | `mastercard` | Credit/Debit | 16 digits | 3 digits | OCA, Getnet, Scanntech, Totalnet, Fiserv | | **OCA** | `oca` | Credit/Debit | 16 digits | 3 digits | OCA, Getnet, Fiserv, Totalnet | | **PASSCARD** | `passcard` | Credit | 16 digits | 4 digits | Passcard | | **PLUXEE** | `pluxee` | Meal Voucher | 16 digits | 3 digits | Fiserv, Pluxee | | **TARJETA D** | `tarjeta-d` | Credit | 16 digits | None | Créditos Directos | | **VISA** | `visa` | Credit/Debit | 16 digits | 3 digits | Fiserv, OCA, Getnet, Totalnet, Scanntech | ### Bank Transfers | Payment Method | ID | Processors | | ------------------- | ----------------- | ----------------- | | **BANRED** | `banred` | Banred | | **BANDES** | `bandes` | Sistarbanc | | **BANQUE HERITAGE** | `banque-heritage` | Sistarbanc | | **BBVA** | `bbva` | Sistarbanc | | **BROU** | `brou` | Sistarbanc | | **HSBC** | `hsbc` | Sistarbanc | | **ITAÚ** | `itau` | Sistarbanc | | **PIX** | `pix` | Rendix, PagBrasil | | **SANTANDER** | `santander` | Sistarbanc | | **SCOTIABANK** | `scotiabank` | Sistarbanc | ### Cash Payments | Payment Method | ID | Processors | | -------------- | ---------- | ---------- | | **ABITAB** | `abitab` | Abitab | | **REDPAGOS** | `redpagos` | Redpagos | ### Buy-Now-Pay-Later (BNPL) | Payment Method | ID | Currencies | Processors | | ----------------- | --------------- | ---------- | ---------- | | **PAGO DESPUÉS** | `pago-despues` | UYU only | Paigo | | **PRÉSTAMO CASH** | `prestamo-cash` | UYU, USD | Cash | | **PRONTO PAY** | `pronto-pay` | UYU only | Pronto | #### Pago Despues V2 checkout contract | Field | Value | | ---------------------- | ---------------------------------------------------------------------------- | | Payment method ID | `pago-despues` | | Legacy ID | `25` | | Type | `buynow-paylater` | | Processor ID | `paigo` | | Supported currency | `UYU` only | | Browser return path | `GET /v2/redirects/paigo`; requires the `sessionId` query parameter | | Provider callback path | `POST /v2/callbacks/paigo` | | Installments | Selected in Paigo after redirect; defaults to `1` when omitted from checkout | *** ## Processors Reference ### Available Processors | Processor ID | Name | Payment Types | | ------------------- | ----------------- | ------------- | | `fiserv` | Fiserv | Cards | | `fiservIPG` | Fiserv IPG | Cards | | `oca` | OCA | Cards | | `getnet` | Getnet | Cards | | `totalnetRest` | Totalnet REST | Cards | | `totalnetRestTMS` | Totalnet REST TMS | Cards | | `scanntech` | Scanntech | Cards | | `scotiabank` | Scotiabank | Cards | | `cabal` | Cabal | Cards | | `passcard` | Passcard | Cards | | `creditos-directos` | Créditos Directos | Cards | | `club-del-este` | Club del Este | Cards | | `anda` | Anda | Cards | | `andaPeya` | Anda Peya | Cards | | `pluxee` | Pluxee | Cards | | `sistarbanc` | Sistarbanc | Bank Transfer | | `banred` | Banred | Bank Transfer | | `infinia` | Infinia | Bank Transfer | | `prometeo` | Prometeo | Bank Transfer | | `rendix` | Rendix | PIX | | `pagbrasil` | PagBrasil | PIX | | `abitab` | Abitab | Cash | | `redpagos` | Redpagos | Cash | | `paigo` | Paigo | BNPL | | `cash` | Cash | BNPL | | `pronto` | Pronto | BNPL | *** ## Common Merchant Configuration Fields Most processors require some combination of these fields: | Field | Name | Description | Required | | ------------------------------ | --------------------------- | ---------------------------------------------- | ---------------- | | `MerchantIdentificationNumber` | Identificador de comercio | Assigned by your processor/acquirer | Usually required | | `TerminalNumber` | Número de terminal | Assigned by your processor/acquirer | Some processors | | `Rut` | RUT | Registro Único Tributario (Tax ID) | Optional | | `MerchantCategoryCode` | MCC | Merchant Category Code | Optional | | `StatementDescriptor` | Descriptor | Name on card statement | Optional | | `CheckoutInstallments` | Cuotas soportadas | Supported installments (express checkout only) | Optional | | `Banks` | Bancos disponibles | Available banks (Sistarbanc) | Sistarbanc only | | `CrossBankTransfers` | Transferencias entre bancos | Allow cross-bank transfers (Infinia) | Infinia only | *** ## 3D Secure Support The following payment methods support 3D Secure authentication: | Payment Method | 3DS Providers | | -------------- | ------------------------------------- | | VISA | Cybersource OCA, Cybersource Totalnet | | MASTERCARD | Cybersource OCA, Cybersource Totalnet | | OCA | Cybersource OCA | **3DS Provider Configuration:** | Provider | Code | Required Fields | | -------------------- | ---------------------- | --------------- | | Cybersource OCA | `cybersource-oca` | `merchantId` | | Cybersource Totalnet | `cybersource-totalnet` | None | *** ## API Endpoint Retrieve the complete list of available payment methods: ```bash curl -X GET "https://api.plexo.com.uy/v1/payment-methods" \ -H "Content-Type: application/json" ``` **Response:** Returns detailed information about all payment methods including: * Payment method ID, name, and type * Card validation settings (BIN patterns, card length, CVV requirements) * Supported currencies * Available processors with their configuration requirements * Required cardholder fields per processor * 3DS provider information (where applicable) * Associated banks (for bank transfers) *** ## Related Resources * [API Endpoints](/rest-api/api-reference/api-reference.md) * [Merchant Management Guide](/rest-api/merchant-configuration/merchant-management.md) * [3DS Authentication Guide](/rest-api/payments/3ds-integration.md) * [Test Cards Reference](/rest-api/operations/testing/test-cards.md)